Coronavirus (COVID-19) Update: Testing copayment waiver: Retroactive to March 18, 2020, TRICARE will waive copayments/cost-shares for medically necessary COVID-19 diagnostic and antibody testing and related services, and office visits, urgent care or emergency room visits during which tests are ordered or administered. COVID-19 diagnostic and antibody tests must meet Families First Coronavirus. Physical therapy helps you gain greater self-sufficiency, mobility, and productivity through exercises and other modalities intended to improve muscle strength, joint motion, coordination, and endurance. TRICARE doesn't cover the physical therapy services below. This list isn't all inclusive. Cost-shares are a percentage of the contracted rate for network providers and the maximum TRICARE allowable for non-network providers on certain types of services. Beneficiaries have an out-of-pocket maximum for covered medical expenses; this is known as the catastrophic cap. Update your TRICARE eligibility status. To update eligibility status for a family member, contact the Defense Enrollment Eligibility Reporting System (DEERS) at (800) 538-9552 and verify what documentation is required for the change. It is the responsibility of the TRICARE beneficiary, parent or legal representative to report a change in status. Massage Therapy. Massage therapy and services by a massage therapist are not a covered benefit. Physical therapy that is medically necessary is a covered benefit when performed by a TRICARE-authorized physical or occupational therapist. Physical therapy may include massage procedures.

  • Copayments and cost-shares are subject to change at the beginning of each calendar year.
    • Copayments are per occurrence or per visit.
    • Cost-shares are a percentage of the contracted rate for network providers and the maximum TRICARE allowable for non-network providers on certain types of services.
  • Beneficiaries have an out-of-pocket maximum for covered medical expenses; this is known as the catastrophic cap.
  • Point of Service cost-shares and deductibles may apply to TRICARE Prime and TRICARE Prime Remote beneficiaries (excluding active duty service members).

Does Tricare Select Cover Physical Therapy

Important Note: Active duty service members do not have any out-of-pocket costs for care.

2021 Costs

Active Duty Family MembersRetirees and Their Family MembersTRICARE Reserve Select (TRS)TRICARE Retired Reserve (TRR)TRICARE Young Adult (TYA)
Enlisted before 01/01/18Enlisted before 01/01/18AllAllAll
Enlisted on or after 01/01/18Enlisted on or after 01/01/18

Tricare Select Physical Therapy Copays

2021 Cost Information by Benefit

Detailed information on copayments and cost-shares is listed below by benefit. You can also view this information using the cost links in our Benefits A-Z list.

Pharmacy

Is There A Copay For Tricare Select

Therapy

Mental Health

Active Duty Family MembersRetirees and Their Family MembersTRICARE Reserve Select (TRS)TRICARE Retired Reserve (TRR)TRICARE Young Adult (TYA)
Enlisted before
01/01/18
Enlisted before 01/01/18All
AllAll
Enlisted on or after 01/01/18Enlisted on or after 01/01/18